
Why wait to bring home what you love? With Acima, shop now and pay over time—no credit check required! Get fast approval, flexible payments, and early purchase options.
Why wait to bring home what you love? With Acima, shop now and pay over time—no credit check required! Get fast approval, flexible payments, and early purchase options.

Other Financing Options


Frequently Asked Questions
Acima Finance is a lease-to-own program offering consumers a flexible way to access Dream Decor products and services through affordable lease payments, even without established credit.
Acima Finance provides lease options for retail purchases. Customers can lease items they need and make affordable payments over time.
No, Acima Finance does not require good credit for approval.
Acima Finance partners with Dream Decor, allowing you to lease a wide range of products, including furniture, electronics, and decor accessories.
You can apply for Acima Finance at Dream Decor inmstore or online through our website.
Acima Finance offers flexible payment plans with weekly, bi-weekly, or monthly payment schedules to fit your needs.
Acima Finance does not charge any hidden fees, such as application fees or prepayment penalties. The lease agreement will outline any applicable fees or charges.
Yes, you can return leased items to Acima Finance at any time during the lease term without penalty. However, lease terms and conditions may vary depending on the retailer.
You can contact Acima Finance customer support through their website, by phone, or via email. Detailed contact information and support resources are available on their website.
You can contact Shop Pay customer support through their website, by email, or via the mobile app. Detailed contact information is available on the Shop Pay website under the support section.