Enjoy flexible payment plans with up to 12 months to pay. Get instant approval with a quick and easy application process. Pay over time with 0% APR and no hidden fees.
Enjoy flexible payment plans with up to 12 months to pay. Get instant approval with a quick and easy application process. Pay over time with 0% APR and no hidden fees.
Other Financing Options
Frequently Asked Questions
Shop Pay is a financial technology company offering installment loans to consumers for purchases at Dream Decor allowing for flexible, interest-free or low-interest payment plans.
Shop Pay allows you to buy items now and pay for them over time through installment payments.
Shop Pay offers both interest-free and interest-bearing plans. Interest rates can range from 0% to 30% APR based on your creditworthiness and the retailer. There are no hidden fees, including no late fees, service fees, or prepayment penalties.
You can apply for an Shop Pay loan during the checkout process at Dream Decor online or in store.
Shop Pay does not specify a minimum credit score requirement. Approval is based on various factors, including your credit history, income, and the details of the purchase.
Payments can be made through the Shop Pay website or mobile app. You can choose automatic payments or make manual payments, and you will receive email and SMS reminders for upcoming payments.
Yes, making timely payments on your Shop Pay loans can help build your credit score. Shop Pay reports your payment history to credit bureaus.
You can manage your Shop Pay account online or through the Shop Pay mobile app. From there, you can view your loan details, make payments, and track your purchase history.
No, there are no prepayment penalties.
You can contact Shop Pay customer support through their website, by email, or via the mobile app. Detailed contact information is available on the Shop Pay website under the support section.
