Snap Finance is a leading provider of lease-to-own financing solutions. We help customers get the items they need with flexible payment options, even if they have less-than-perfect credit. Our simple application process and quick decisions make it easy to get approved and start shopping.

Simply apply online or in-store at any of our retail partners. Our application process takes just minutes, and you'll receive a decision quickly. Once approved, you can shop for the items you need and set up your flexible payment schedule. We offer various payment options to fit your budget.

To apply for Snap Finance, you need to be at least 18 years old, have an active checking account for at least 30 days, receive a regular source of income, and have a valid government-issued ID. We look at various factors beyond just credit scores when making approval decisions.

Payments can be made easily through our online portal, mobile app, or by phone. We offer automatic payment options for your convenience, and you can choose payment dates that work best for your schedule. You'll receive payment reminders and can track all your payments online.

We understand that unexpected situations can arise. If you think you might miss a payment, please contact our customer service team as soon as possible. We'll work with you to find a solution and help you stay on track with your payment schedule.