Why wait to bring home what you love? With Acima, shop now and pay over time—no credit check required! Get fast approval, flexible payments, and early purchase options.
Apply NowAcima Leasing Makes It Possible
Instant Shopping Power
Get an instant decision for a lease that will allow you to lease merchandise with a cash price up to $6,000.**
An Affordable Alternative
You can get the items you need for your home without using credit or paying the full amount upfront.
Flexible Payment Options
Choose from multiple payment schedules that fit your budget and lifestyle needs.
Early Purchase Options
Save money by exercising your early purchase option at any time during your lease agreement.
Complete the Lease
After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.
Early Purchase Savings
You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more yousave.
90-day Purchase Option
Own the items with a low & flexible payment schedule that ranges between 12-24 months, or early purchase at a discount anytime. Customers who use the First Early Purchase Option in the first 90 days of the agreement save big on leasing costs.
Complete the Lease
After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.
Early Purchase Savings
You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more yousave.
90-day Purchase Option
Own the items with a low & flexible payment schedule that ranges between 12-24 months, or early purchase at a discount anytime. Customers who use the First Early Purchase Option in the first 90 days of the agreement save big on leasing costs.
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $6,000 of shopping power by meeting these basic requirements:
• An active checking account with at least $750 of income per month.
• 3 months of income history with yourcurrent source of income.
• Government-issued photo ID and SSN or Taxpayer Identification Number.
Acima offers lease-to-own transactions. "The No Credit Option", "An Alternative to Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. It does not mean that no inquiry will be made of credit history. Acima obtains information from
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $6,000 of shopping power by meeting these basic requirements:
• An active checking account with at least $750 of income per month.
• 3 months of income history with yourcurrent source of income.
• Government-issued photo ID and SSN or Taxpayer Identification Number.
Acima offers lease-to-own transactions. "The No Credit Option", "An Alternative to Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. It does not mean that no inquiry will be made of credit history. Acima obtains information from
Frequently Asked Questions
Acima Finance is a lease-to-own program offering consumers a flexible way to access Dream Decor products and services through affordable lease payments, even without established credit.
Acima Finance provides lease options for retail purchases. Customers can lease items they need and make affordable payments over time.
No, Acima Finance does not require good credit for approval.
Acima Finance partners with Dream Decor, allowing you to lease a wide range of products, including furniture, electronics, and decor accessories.
You can apply for Acima Financing at Dream Decor In Store
Acima Finance offers flexible payment plans with weekly, bi-weekly, or monthly payment schedules to fit your needs.
Acima Finance does not charge any hidden fees, such as application fees or prepayment penalties. The lease agreement will outline any applicable fees or charges.