How Katapult Works
No credit needed financing made simple
1. Shop
Browse and add items to your cart from our trusted retail partners.
2. Apply
Quick application process based on income, not credit score.
3. Get Approved
Get instant approval and choose your payment schedule that works for you.
1. Select your favorite Dream Decor pieces and add them to your cart.
2. When you're ready, head to checkout and select Katapult as your payment option.
3. You’ll be securely redirected to Katapult’s site to provide your shipping and personal information.
4. Katapult will evaluate your application and offer a real-time decision. Choose the payment plan that fits your budget.
5. Review your loan terms and confirm. Once approved, your Dream Decor order is on its way!
1. Select your favorite Dream Decor pieces and add them to your cart.
2. When you're ready, head to checkout and select Katapult as your payment option.
3. You’ll be securely redirected to Katapult’s site to provide your shipping and personal information.
4. Katapult will evaluate your application and offer a real-time decision. Choose the payment plan that fits your budget.
5. Review your loan terms and confirm. Once approved, your Dream Decor order is on its way!
Why pay by installments?
Why wait to elevate your space? At DreamDecor.com, we make it easy to turn your vision into reality with stylish, comfortable furniture you’ll love for years to come. With flexible financing options, you can enjoy your dream pieces now and pay over time—no compromises, no delays.
Frequently Asked Questions
Who is Katapult?
Katapult is a lease-to-own financing company that provides flexible payment options for customers to acquire home decor and furniture through affordable monthly payments at DreamDecor.com.
What is lease to own?
Lease to own is a financing option that allows you to make affordable payments over time while enjoying your furniture and home decor immediately. At the end of your lease term, you own the items outright.
I was previously approved by Katapult on DreamDecor, how do I get back to my pre-approval?
You can access your existing pre-approval by visiting the Katapult checkout page during your DreamDecor purchase or contacting Katapult customer service directly. Your pre-approval status should be linked to your account information.
How much do I have to pay today to start my lease?
The initial payment amount varies depending on your lease terms and the total cost of your furniture and decor items. This information will be clearly displayed during the checkout process before you complete your lease agreement.
I already have a lease with Katapult. Do I have to pay the initial payment to get more items?
If you're adding furniture or decor items to an existing lease, the payment requirements may differ from a new lease. Contact Katapult customer service to understand the specific terms for adding DreamDecor items to your current lease agreement.
I am trying to sign my lease agreement and the "Agree" button is greyed out. What can I do?
The "Agree" button may be greyed out if you haven't completed all required fields or haven't scrolled through the entire agreement. Make sure to read through the complete terms and conditions and fill out all necessary information before the button becomes active.